Group Number
Basic Life Policy #710370001
Voluntary Life Policy #710369001
Provided By
UNUM
Provider Website
Customer Service
Life and AD&D Benefits
Basic Group Life and Accidental Death and Dismemberment (AD&D) coverage is a 100% employer-paid benefit, provided at no cost to you. The basic life benefit will be paid to your beneficiaries in the event of your death. The AD&D benefit will be paid in the event of an injury resulting from a covered accident.
Benefits |
|
|---|---|
Life Benefit |
$200,000 |
Benefit Reduction |
65% at age 65 |
When your needs call for more than Basic Life and AD&D coverage, additional Voluntary Life and AD&D coverage is available for purchase for you, your spouse and your dependent children. Coverage purchased through this plan is offered at a group discounted rate with guaranteed issue amounts. Employees must elect coverage in order to purchase spouse or child coverage.
Benefits |
|
|---|---|
Employee |
|
Benefit Maximum |
$500,000 or 5x annual earnings, whichever |
Guaranteed Issue |
$200,000 |
Spouse |
|
Benefit Maximum |
$1,000 increments to maximum of |
Guaranteed Issue |
$30,000 |
Child(ren) |
|
Benefit Maximum |
Live Birth to Six Months: $1,000 |
Monthly Rates by Age |
per $1,000 of Benefit |
|
|---|---|---|
Age |
Employee |
Spouse |
34 & under |
$0.060 |
$0.060 |
35-39 |
$0.070 |
$0.070 |
40-44 |
$0.080 |
$0.080 |
45-49 |
$0.110 |
$0.110 |
50-54 |
$0.180 |
$0.180 |
55-59 |
$0.280 |
$0.280 |
60 -64 |
$0.470 |
$0.470 |
65-69 |
$0.790 |
$0.790 |
70-74 |
$1.270 |
$1.270 |
75+ |
$2.430 |
$2.430 |
Child(ren) |
$0.100 per $1,000 |
Group Number
Basic Life Policy #710370001
Voluntary Life Policy #710369001
Provided By
UNUM
Provider Website
Customer Service